Home Loans – 5 Tips for finding the right lender or Loan Officer for you

Searching for home loans? you have to start by finding the right lender or loan officer.  Here are 5 tips for finding the right lender or loan officer for you.

What do you look for when choosing a lender? As a Realtor, here are my top 5 requirements.

1.  Availability

Working people buy houses, so lenders need to be available “off work” hours.

2.  Communication

Updates please! We need to know what is going on with the loan on a regular basis. In this business, no news is NOT good news.

3.  Speed

How fast can they close the loan? Some big banks (i.e. Chase) are notoriously late!

4.  Multiple Loan Programs

One size does not fit all when it comes to loans. We need flexibility and multiple options. Uber wealthy client’s needs are different than a first-time buyer’s needs.

5.  No Junk Fees

There are typical loan fees (i.e. Appraisal), but I don’t want my clients to pay extra junk fees along the way.

Okay…one more thing I couldn’t leave out.

6.  Team Work

I find the best loan officers have a support team helping them. A solo loan officer doesn’t cut it in today’s market.

Do you need a referral for a great lender? Contact us today.

If you are planning to sell a home, condo, or apartment building, please contact the Zapata Group today at (800) 573-1520.

Zapata Group specialties include:

Home Sellers:

  • Negative Equity Short Sale Negotiations with Wachovia, Wells Fargo, Bank of America, Citibank, CitiMortgage, and Chase banks.
  • Standard “Equity” Home Sales
  • Luxury Home Short Sales and Luxury Equity Homes For Sale
  • Trustee and Probate Home Sales
  • Corporate Relocations

Home Buyers:

  • First-Time Home Buyers
  • Investor Home Purchases
  • Bank Repo and REO Buyer Representation

Investors:

  • Residential Income Buying and Selling

Corporate Services:

  • Bank Repo/REO Sales
  • Bank Repo BPO Valuations
  • Relocation Certified

For more information about how we market homes visit www.aaronzapata.com/sellers

For more information about our team visit www.aaronzapata.com/aboutaaron

You can also find us on Facebook at www.facebook.com/aaronzapatarealestate

and at www.facebook.com/AtoZRealEstate

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