buying real estate

Buyers, Do Your Financial Homework Before Looking At Homes by Aaron Zapata

Buyers, Do Your Financial Homework Before Looking At Homes Getting a loan for a property has become increasingly difficult in today’s crazy financial real estate market. On one end, banks are losing millions of dollars through shorts sales and foreclosures and on the other hand, they are afraid to make the same mistake with new borrowers. Therefore, getting a loan is complex and often...

What are buyer closing costs and how much are they? Buying in Orange County, CA

What are buyer closing costs and how much are they? Summary:  Closing costs are all the fees that a buyer is responsible for paying when buying a home and can range anywhere from 1% to 4% depending on the loan program selected.  Fees are higher for FHA loans. These fees DO NOT include the down payment. Closing costs are broken down into the following: Loan Fees Appraisal – this ranges from $350 to...

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