home buying

How to Successfully Get a Mortgage in 2012

I got this from one of my preferred lenders.  I hope it helps. His contact info is at the end of the post.  Published with permission. How to Successfully Get a Mortgage in 2012 Getting a mortgage in 2012 is a little more complicated than it has been in the past due to the challenging economy and increased government regulation of the mortgage industry. In fact, it's like a giant hurricane has swept...

Buying a home? These documents are needed to make a complete offer.

Documents needed to make a good offer. Are your offers being rejected?  Here is what is needed to have a complete offer package.  If you do not have the following presented from the start, your offer will usually not be considered. Copy of the Good Faith Deposit Check.  I recommend it be more than 1% of the offer price. Copies of Bank Statements (Proof of Funds). There should be enough money in the...

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