loans

Should I Remove the Appraisal Contingency on a Home Purchase?

Should I Remove the Appraisal Contingency? In the summer of 2020 in Southern California, we are seeing a wave of buyers competing for the limited number of homes on the market. We are seeing offer prices exceed listing prices which is causing problems with appraisals as homes are selling for more than their appraised values. What is an appraisal? An appraisal is an opinion of value from one...

10 Steps to Completing a Mortgage Refinance

10 Steps To Completing a Refinance Loan with Crosswalk Mortgage When it comes to refinancing your home you want a great rate, low fees, and a positive experience. Crosswalk Mortgage can help you achieve all three and here are the 10 Steps when completing a refinance with Crosswalk Mortgage, Inc. Speak to a Loan Officer When you work with Crosswalk you work with a Loan Officer that will assist...

How to Successfully Get a Mortgage in 2012

I got this from one of my preferred lenders.  I hope it helps. His contact info is at the end of the post.  Published with permission. How to Successfully Get a Mortgage in 2012 Getting a mortgage in 2012 is a little more complicated than it has been in the past due to the challenging economy and increased government regulation of the mortgage industry. In fact, it's like a giant hurricane has swept...

Home Loans – 5 Tips for finding the right lender or Loan Officer for you

Searching for home loans? you have to start by finding the right lender or loan officer.  Here are 5 tips for finding the right lender or loan officer for you. What do you look for when choosing a lender? As a Realtor, here are my top 5 requirements. 1.  Availability Working people buy houses, so lenders need to be available “off work” hours. 2.  Communication Updates please! We need to know...

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